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CPA Letter for Home Loan
If you're applying for a loan and your lender needs a CPA letter to confirm your income, job, or self-employment, you're in the right spot.
- No Bank Statements Needed
- No Tax Returns Needed
Choose Your Letter
- CPA Letter
CPA Letter for Self-Employed or Business Owners who need a
CPA Letter for Mortgage Lender
$169
- 01 Hours Delivery
What’s Service Includes:
- Licensed CPA letter for Mortgage Lender.
- Certified by a tax authority.
- Approved by all over US Lenders.
- Unlimited Revisions till the Loan Approval.
- 100% lender approval rate as of Today.
What’s Letter Includes:
- Income Verification.
- Self Employment Verification.
- Ownership Percentage.
- Rental/Leasing Apartment Letter.
- Comfort Letter/ Mortgage Letter.
- Third party Verification.
- CPA Letter (Plus)
CPA Letter for Self-Employed or Business Owners who need a
CPA Letter for Mortgage Lender
$219
- 02 Hours Delivery
What’s Service Includes:
- Licensed CPA letter for Mortgage Lender.
- Financial Statement Print on Letterhead.
- Approved by all over US Lenders.
- Unlimited Revisions till the Loan Approval.
- 100% lender approval rate as of Today.
What’s Letter Includes:
- All includes in Basic letter +
- Business Expense Ratio Letter.
- CPA has Reviewed/Prepared last year Financials or Tax Returns.
- CPA Certify 'Use of Business Funds does not have any Negative Impact on Business Operations.'
Recent Loan Approvals
If you’re a business owner, employed or self-employed, and have spoken to mortgage lenders, banks, landlords, or are buying or renting a home, they may ask for a CPA letter to verify or estimate your income. Below, learn what CPA letters are and how our CPA letter services can assist you.
Our CPA-issued letters boast a perfect 100% approval rate. So far, we’ve successfully delivered more than 1,500 letters, helping clients get fast and smooth approvals every time.
★★★★★
Prompt and professional! The CPA letter addressed all of my lender’s requirements. I’m very pleased with the accuracy, clarity and thoroughness.
★★★★★
The process went smoothly, and the letter was accepted without any problems. I would definitely recommend this service for anyone applying for a mortgage.
★★★★★
Excellent quality and highly efficient service. The CPA letter was instrumental in securing my loan approval smoothly and without delays. Overall, a very positive experience.
★★★★★
Exceptional professional service. The CPA letter fully satisfied all lender requirements and was provided promptly. It played a key role in advancing my home loan process.
★★★★★
Clear, professional, and exactly what I was looking for. The lender accepted the CPA letter without any issues. I would absolutely use this service again.
★★★★★
Quick turnaround and outstanding quality. The CPA letter made the underwriting process smooth and hassle-free. Absolutely worth it.
★★★★★
The CPA letter was precisely what my lender required—well-written, professional, and delivered promptly. It truly helped streamline the mortgage process for me.
★★★★★
I’m very pleased with the CPA letter I received. It was professionally written and fulfilled all the requirements from my mortgage lender. I highly recommend this service.
What CPA Letter Certify to
Lenders/Loan Officers
Business Ownership
- Mr. Mit holds 100% ownership of Mit4Ever LLC.
- Mit4Ever LLC has been actively operating since January 2021.
- Mr. Mit has maintained self-employment status for the past 2 years.
- The business is conducted from the address provided.
Self Employment Verification
- Mr. Troy has been employed as a fitness coach since 2023.
- He earns a fixed wage of $7,000.
- His estimated annual gross income is $111,111.
- His employment contract has been reviewed by the CPA.
Financial Standing
- Reported income for 2023: $789,007
- CPA has reviewed financials or tax documents
- Business operates with a 20% expense ratio
- Use of business funds will not impact operations
Types of Letters
Information Required on a CPA Letter
While every CPA letter is unique, most of the letters include details like Name, Address, Business nature of the applicant.
CPA Letterhead
A proper CPA letterhead includes the Certified Public Accountant’s full name, office address, license number, and company logo. These elements verify the authenticity of the letter and the active status of the CPA.
Applicant’s Name
The letter must contain the complete legal name of the individual requesting the verification. This ensures clarity for lenders or third parties reviewing the document.
Applicant’s Business Name & Address
The CPA letter should clearly mention the business name and address for which the CPA is certifying information, such as income and ownership.
For sole proprietors, the applicant’s name and residential address are generally listed instead.
Applicant’s Contact Information
The applicant’s phone number or email must be included to provide a communication trail between the applicant, the CPA, and any requesting institution.
Percentage of Ownership
This section defines the stake the applicant holds in the business. Ownership percentage reflects the individual’s share in the company’s equity and decision-making power.
Example: Smith owns 40% of a tech startup, entitling her to 40% of profits and influence over company operations.
Nature of Business
The CPA letter outlines the core nature and type of business conducted by the applicant, summarizing its main products, services, or activities.
Example: A bakery’s nature of business is producing and selling fresh baked goods to local customers, focusing on homemade quality.
Years in Business
It must specify how long the applicant has been operating the business, either in years or from a specific start date.
Example: Mr. John Doe Smith has operated as a sole proprietor since July 2020.
Employment Status (If Applicable)
The lender requested the applicant to provide a letter to verify the Employment status and Income of the Applicant.
Example: Mr. David worked as Director of Finance at Abc Marketing, Inc.
Duration CPA Has Been Filing Applicant’s Taxes
This information is required to confirm the relationship length between the CPA and the applicant for tax preparation services.
Example: Mr. Eric Holland, CPA, has been filing the tax returns of the applicant since the 2023 financial year.
CPA Review Confirmation (As Required by Lender)
The lender may require the CPA to confirm that they have reviewed either tax filings or financial records of the applicant in accordance with lending guidelines.
CPA Signature
The CPA letter must be personally signed by the licensed CPA—whether practicing independently or as part of an accounting firm.
License Information
The letter is not valid unless it contains the CPA’s full name, license number, and official address for verification.
Frequently Asked Questions
All You Need to Know About CPA Letters for Mortgage Applications
If you’re self-employed or run a business, lenders may ask for a CPA letter to confirm your income and financial details. This FAQ explains what these letters include, why they’re required, and how to get one quickly and accurately.
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